Feat: Updating PaymentDrivers and CheckoutService to handle payment methods

src/Command/InstallLunarCommand.php

@@ -290,6 +290,14 @@ class InstallLunarCommand extends Command
      * left untouched. Safe to re-run after a new payment type is added to
      * config('lunar.payments.types') (e.g. installing a Stripe/Nexi
      * package), which is the whole reason this isn't a one-time-only seed.
+     *
+     * Seeded disabled — a newly-seeded row (whether from this store's
+     * initial install, or a payment provider package installed later)
+     * shouldn't go live for shoppers before staff have actually reviewed
+     * it (real credentials configured, a fee set, etc.) and turned it on
+     * via the Payment Methods resource. See CheckoutService::
+     * getPaymentMethods(), which only offers a type once both 'enabled'
+     * here and its driver's own isConfigured() check pass.
      */
     private function seedPaymentMethods(): void
     {
@@ -302,7 +310,7 @@ class InstallLunarCommand extends Command
 
             PaymentMethod::create([
                 'type' => $type,
-                'enabled' => true,
+                'enabled' => false,
                 'data' => [],
             ]);
         }